Top Notch Toys January 2019

PROTECT YOUR LOCAL & SPECIALTY CLUBS

by Bonnie Guggenheim

H as your kennel club ever been sued? Have you had an exhibitor fall in the ring? A judge slip en- tering the building? A dog bite a child? A spectator who paid to attend your show is knocked over by an ex- hibitor with crates on a dolly? In any of the situations, liability could be the determining factor in what happens to your kennel club, unless you are properly insured by a Com- mercial General Liability policy with adequate limits to protect your club, the venue and your officers, directors and volunteer working members. Next concern is your treasury. Big or small, you must have funds to put on your show which includes payment to judges, the superintendent, lunches or dinners for judges and members, raffle or auction expenses and all the many other costs involved with put- ting on a show. A Fidelity Bond policy would protect your kennel club, your directors and show chair, plus give your members confidence that the money earned by the club is protected

“IN ANY OF THE SITUATIONS, LIABILITY COULD BE THE DETERMINING FACTOR IN WHAT HAPPENS TO YOUR KENNEL CLUB, UNLESS YOU ARE PROPERLY INSURED BY A COMMERCIAL GENERAL LIABILITY POLICY WITH ADEQUATE LIMITS TO PROTECT YOUR CLUB, THE VENUE AND your officers, directors and volunteer working members.”

52 • T op N otch T oys , J anuary 2019

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